把钱管明白：实现财务完整的10个简单步骤 Get Good with Money

基本信息

Editor：RODALE PRESS

Format Poche：No

Language：Anglais/English

Publication Date：2026-03-31

ISBN：9780593232767

信息仅供参考，具体请以实物为准。

书籍简介

《纽约时报》、《华尔街日报》和《今日美国》畅销书——十步计划，助你找到与金钱相处的平静、安全和和谐——无论你的目标大小，无论市场多么动荡——由富有启发性和精明的“预算达人”撰写。无论你的理财之路走到哪里，《理财有道》都能为你提供一两点启示！——艾琳·洛瑞，《千禧一代破产记》系列畅销书作者

蒂芙尼·阿利奇曾是一位成功的幼儿园老师，拥有一笔可观的积蓄。然而，一场经济衰退和一位不靠谱的理财顾问的建议，让她失去了工作，并陷入了巨大的财务困境。当她开始规划自己的财务救赎之路时，一套旨在实现财务安全和内心平静的十步法则逐渐成形。如今，这些原则已帮助全球超过一百万女性节省开支、偿还数百万美元债务，并开始规划更加富足的生活。本书完整地揭示了这套实用的十步流程，《理财有道》引入了通过财务平衡来积累财富的强大理念，为那些追求快速致富和过于复杂的理财体系提供了一种切实可行、充满活力的替代方案。 《理财高手》一书提供了实用的清单、工作表、资源工具包，以及蒂芙尼本人信赖的专家（她的“预算达人助推器”）提供的进阶建议，清晰地阐述了实现长期目标的短期行动，其中包括：- 一个简单的技巧，帮助你确定基准预算或“面条预算”；审查并系统化你的支出；制定一个让你梦想成真的计划。

- 一个评估工具，帮助你了解自己是否存在“收入不足”或“支出过多”的问题，并提供相应的解决方法。

- 为应对不时之需（例如失业）、大额支出（例如买房、旅行、买车）以及未来投资做好储蓄的良好实践。

- 详细建议和行动步骤，助您掌控信用评分、较大化账单自动支付、储蓄和投资，并计算您的人寿保险、残疾保险和财产保险需求。

- 保障受益人未来的方法，确保您的财务意愿经得起时间考验。《理财有道》是一本培养良好理财习惯、让金钱为您服务的宝贵指南，它将帮助您为自己的人生（以及传承）奠定坚实的基础，让您的人生在各个方面都富足美满。

NEW YORK TIMES, WALL STREET JOURNAL, <\/i>AND USA TODAY <\/i>BESTSELLER <\/b>\- A ten\-step plan for finding peace, safety, and harmony with your money\-\-no matter how big or small your goals and no matter how rocky the market might be\-\-by the inspiring and savvy \x26#34;Budgetnista.\x26#34;<\/b> \x26#34;No matter where you stand in your money journey, Get Good with Money<\/i> has a lesson or two for you!\x26#34;\-\-Erin Lowry, <\/i>bestselling author of the Broke Millennial series

<\/b>

Tiffany Aliche was a successful pre\-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten\-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten\-step process for the first time in its entirety, Get Good with Money<\/i> introduces the powerful concept of building wealth through financial wholeness<\/i> a realistic, achievable, and energizing alternative to get\-rich\-quick and over\-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her \x26#34;Budgetnista Boosters\x26#34;), Get Good with Money<\/i> gets crystal clear on the short\-term actions that lead to long\-term goals, including: \-<\/b> A simple technique to determine your baseline or \x26#34;noodle budget,\x26#34; examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams.

\-<\/b> An assessment tool that helps you understand whether you have a \x26#34;don\x27t make enough\x26#34; problem or a \x26#34;spend too much\x26#34; issue\-\-as well as ways to fix both.

\-<\/b> Best practices for saving for a rainy day (aka job loss), a big\-ticket item (a house, a trip, a car), and money that can be invested for your future.

\-<\/b> Detailed advice and action steps for taking charge of your credit score, maximizing bill\-paying automation, savings and investing, and calculating your life, disability, and property insurance needs.

\- <\/b>Ways to protect your beneficiaries\x27 future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money <\/i>will help you build a solid foundation for your life (and legacy) that\x27s rich in every way.

作者简介

蒂芙尼·阿利奇（Tiffany Aliche），又名“预算达人”（The Budgetnista），是一位屡获殊荣的理财教育家，她帮助全球超过一百万名女性改变了人生。她经常作为理财专家出现在日间脱口秀节目《The Real》中，并与他人共同主持热门理财播客节目《Brown Ambition》。蒂芙尼还联合创办了一所线上学校——“Live Richer Academy”，旨在帮助全球女性提升理财水平，实现个人目标。2019年，蒂芙尼与新泽西州议员安吉拉·V·麦克奈特（Angela V. McKnight）合作起草了一项法案，该法案签署成为法律，强制要求新泽西州所有中学开设理财教育课程。2021年，她获得了美国有色人种协进会（NAACP）形象奖提名。蒂芙尼曾登上《华尔街日报》、《纽约时报》、《快公司》、《读者文摘》、《今日美国》、《时尚》、《InStyle》、《福布斯》、《红皮书》、《黑人企业》和《美国新闻与世界报道》等杂志，并曾做客《今日秀》、《早安美国》、CNN、OWN和CBS等电视节目。蒂芙尼目前与丈夫和继女居住在新泽西州。

Tiffany Aliche, aka The Budgetnista, is an award-winning financial educator who has transformed the lives of over one million women worldwide. She regularly appears as a financial expert on The Real daytime talk show, and co-hosts a top-ranked financial podcast, Brown Ambition. Tiffany also co-founded an online school, the Live Richer Academy, which teaches women worldwide how to take their finances to the next level and achieve their personal goals. In 2019, Tiffany partnered with New Jersey Assemblywoman Angela V. McKnight to write a bill that was later signed into law, which mandated financial education to be integrated into all middle schools in New Jersey. In 2021 she was nominated for an NAACP Image Award. Tiffany has been featured in The Wall Street Journal, The New York Times, Fast Company, Reader's Digest, USA Today, Cosmopolitan, InStyle, Forbes, Redbook, Black Enterprise and U.S. News & World Report and has been on the Today show, Good Morning America, CNN, OWN and CBS. Tiffany currently lives in New Jersey with her husband and stepdaughter.